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Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street
La Quinta, CA 92253

(760)702-5437
ChadCloses@kw.com
Lic Number: 01978055
Broker Lic Number: 01242139

Palm Desert Homes for salePalm Desert Homes for sale

Call The Desert Home - (760) 702-5437

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Dictionary U

REAL ESTATE DICTIONARY

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U-value
The amount of heat a door or window conducts between the inside air and the environment.
U.S. Department of Housing and Urban
Development

Also known as HUD. A federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
unbundled real estate services
Real estate services not bound together, but purchase transaction at a time.
underlayment
A layer of wood between the subfloor and the floor.
underwriters’ knot
A code-approved knot tied at the end of an electrical cord to prevent the wires from being pulled away from their connection to electrical terminals.
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underwriting
The process in which lenders evaluate the risks posed by a particular borrower and set appropriate conditions for the loan.
underwriting fee
A fee charged by the lender to verify information on the loan application, authenticate the property’s worth as collateral, and make a final determination about whether to grant a loan to the applicant.
undisclosed heir
A person who claims the right to a piece of property after the death of an owner without a will.
undisclosed spouse
A marital partner who can claim the right to a piece of property but is not identified in the owner’s will.
unilateral contract
A one-sided contract. If one party makes a promise to do something, the second party is not legally required to perform. If the second party does comply, however, the first party is obligated to keep its promise.
unrecorded deed
A deed that transfers ownership from one party to another without being officially recorded.
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unsecured loan
Any loan that is not backed by collateral.
unsecured loan
An unsecured loan is a loan that is not backed up by collateral. Often, loans from family members or pesonal acquaintances are unsecured loans. A gift from another person that is not expected to be repaid is not an unsecured loan.
upgrades
Options offered to buyers in a new-home project that go beyond the standard carpeting, lighting, finish carpentry, and other amenities.
upzoning
The process in which a property is zoned from a lower to a higher use.
urban sprawl
The unplanned expansion of development over a large area.
usury
Illegally excessive interest charged on any loan.

About Call the Desert Home Real Estate

I have created Call the Desert Home as not just a real estate website but a website that will help you familiarize yourself with all the Coachella Valley has to offer. Whether you’re looking for fine dining locations or the best shopping the Desert has to offer. You can find it here, as well as a calendar of upcoming events, and believe me, there are a lot of them! While you’re looking for a home please take the time to get to know the area you’re focusing on with all the information I have provided on my website. If you can’t find what you are looking for please do not hesitate to fill out a contact form or call me directly. I’m here to help with your home buying and selling needs as well as answer any questions you may have about living the Desert life.

Sincerely,

Chad Shillady, Realtor

Contact Us

Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street La Quinta, CA 92253

(760) 702-5437
Chad@callthedeserthome.com
Lic Number: 01978055
Broker Lic Number: 01242139

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