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Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street
La Quinta, CA 92253

(760)702-5437
ChadCloses@kw.com
Lic Number: 01978055
Broker Lic Number: 01242139

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Call The Desert Home - (760) 702-5437

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Don’t Forget Your Preapproval Letter

When you’re ready to purchase a home, your real estate agent will probably tell you to get a preapproval letter from a lender. While a preapproval letter isn’t an absolute guarantee that you’ll be approved for a loan, they’re a good indication that you will be—and they’re considered more reliable than a prequalification letter.

How to Get a Preapproval Letter from a Lender

Any time you want a lender to extend you credit, you’ll have to make sure your credit scores are up to par and that you have enough money saved to buy a house.

First, you’ll complete the lender’s questionnaire or sit through a telephone interview (during which the interviewer will complete the lender’s questionnaire for you).

The lender will give you an estimated preapproval amount. If you’d like an official preapproval letter, the lender will need to pull your credit report.

As long as you meet the lender’s guidelines, they will give you a preapproval letter.

What to Do with Your Preapproval Letter

Once you receive a preapproval letter from a lender, you’ll know how much home you can afford. Share it with your real estate agent, who will then be able to help you act quickly when you find the perfect home.

A preapproval letter shows sellers that you’re serious, which can make you stand out among multiple offers (and that’s always a good thing).

Working with an Expert “Client Name” Real Estate Agent

Call me at “800-926-5008 ” or contact me online. If you already have a preapproval letter, that’s great; if not, we’ll get there.

We’ll help you find the perfect “Client Name” home for sale and be with you every step of the way.

 

Links:

Understand Your Credit

How Much Do I Have to Save to Buy a House

How Much Home Can You Afford

About Call the Desert Home Real Estate

I have created Call the Desert Home as not just a real estate website but a website that will help you familiarize yourself with all the Coachella Valley has to offer. Whether you’re looking for fine dining locations or the best shopping the Desert has to offer. You can find it here, as well as a calendar of upcoming events, and believe me, there are a lot of them! While you’re looking for a home please take the time to get to know the area you’re focusing on with all the information I have provided on my website. If you can’t find what you are looking for please do not hesitate to fill out a contact form or call me directly. I’m here to help with your home buying and selling needs as well as answer any questions you may have about living the Desert life.

Sincerely,

Chad Shillady, Realtor

Contact Us

Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street La Quinta, CA 92253

(760) 702-5437
Chad@callthedeserthome.com
Lic Number: 01978055
Broker Lic Number: 01242139

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