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Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street
La Quinta, CA 92253

(760)702-5437
ChadCloses@kw.com
Lic Number: 01978055
Broker Lic Number: 01242139

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Call The Desert Home - (760) 702-5437

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Applying for a Mortgage Loan

Once you’ve found the perfect “Client Name” home, you have to be ready to act fast—and after the seller accepts your offer, one of your actions will be applying for a mortgage loan.

While every lender has their own specific processes, they all want the same information. As long as you’re prepared, the whole loan application process will go smoothly.

What Lenders Need from You, the Borrower

You’ll have to fill out a loan application to kick off the whole process. The lender will check your credit score (hopefully you’ve already gone through your credit report to check it for issues) and ask you for documentation that backs up the claims you make on the application.

This documentation includes (but is definitely not limited to):

  • W-2 forms for the last 24 months
  • Your two most recent, consecutive pay stubs
  • Bank statements for all of your financial accounts, including investments, for the past 2 months
  • Your signed tax returns
  • A copy of the signed Purchase and Sales Agreement

The lender will evaluate your application and your supporting documents. From there, they will notify you about your approval status.

Ready to Check Out “Client Name” Homes with a Professional?

Call me at “800-926-5008 ” or contact me online so that i can begin searching on your behalf. You can also browse all of the “Client Name” homes for sale, explore our featured listings, or learn more about the neighborhoods in “Client Name”.

About Call the Desert Home Real Estate

I have created Call the Desert Home as not just a real estate website but a website that will help you familiarize yourself with all the Coachella Valley has to offer. Whether you’re looking for fine dining locations or the best shopping the Desert has to offer. You can find it here, as well as a calendar of upcoming events, and believe me, there are a lot of them! While you’re looking for a home please take the time to get to know the area you’re focusing on with all the information I have provided on my website. If you can’t find what you are looking for please do not hesitate to fill out a contact form or call me directly. I’m here to help with your home buying and selling needs as well as answer any questions you may have about living the Desert life.

Sincerely,

Chad Shillady, Realtor

Contact Us

Chad Shillady, Realtor
Keller Williams Realty

47-100 Washington Street La Quinta, CA 92253

(760) 702-5437
Chad@callthedeserthome.com
Lic Number: 01978055
Broker Lic Number: 01242139

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